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星辰大海➠
汇丰发了自己的稳定币，叫 RedCoin，1 比 1 兑港币。
330 万个 PayMe 钱包几天内就能用，10 万家商户能收。
关键不在能付钱，在它只跑汇丰自己的私有账本，不上公链，进不了 DeFi，也提不到自家手机银行。
1040 万储备撑 1020 万流通，足额，但法律上不算存款，存保计划不保。
今年还要接代币化货币基金，让闲钱吃短债利息。稳定币靠利差赚钱这门生意，被银行从里面拆了。
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