Post
Yuvi.
$AAVE，政策利率不变对链上借贷意味着放松吗？联储把目标区间维持在3.75%—4%，但通胀仍高，市场资金成本并未明显下降。借贷协议收入取决于借款需求、利用率与坏账风险，利率不变不会自动带来扩张。若存借同步增长且清算保持有序，收入质量更稳；若波动推高坏账，我会下调韧性判断。
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