李志 | Rationalnvest
李志 | Rationalnvest
🐶金融行业底层人士。 📈美股行情观察 & 数字游民分享 & 出海探索。 🏃♂️ 严肃的跑者 (全马350、半马150)。 👆关注我，摆脱焦虑，我们一起慢慢变富。
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I have reorganized my US stock holdings, and currently $NVDA accounts for about 16.7% of my entire portfolio.
I have been thinking these past few days about whether to continue holding Nvidia or start reducing my position. For now, I have decided not to make any adjustments and plan to wait for the earnings report on November 17.
Here are the reasons:
1. In the short term, the stock price is greatly influenced by sentiment, capital flows, and policies, but in the long term, it must return to fundamentals—corporate earnings and EPS. Nvidia's fundamentals have not shown any obvious problems.
2. Although the short-term investigation into Jensen Huang might pose a downside risk technically, I believe my current holding cost is relatively low, so I can fully withstand any pullbacks. At worst, I might give back some profits, but the principal remains intact.
3. I will continue to monitor the progress of the independent board investigation. If a significantly adverse situation arises, especially one affecting management stability, such as Jensen Huang stepping down (which I consider unlikely), I will then make adjustments.
Nvidia has already pulled back about 30% from its previous high, but at least based on the last quarter's disclosed earnings and the current demand for AI computing power, I have not seen the company's fundamentals deteriorate to the same extent.
The focus now is on the November 17 earnings report to see if revenue, gross margin, EPS, and next quarter's guidance can continue to support the current growth expectations.
For Interactive Brokers deposit methods, I mostly use these two:
1. Every month, my salary is directly paid in RMB cross-border to HSBC, then I deposit RMB via FPS. This way, the exchange loss is minimal, and I only need to exchange currency once when buying stocks on IBKR.
2. For overseas income, I use a US card to deposit via ACH.
浪险
IBKR Interactive Brokers' deposit and withdrawal capabilities are truly unbeatable
But the interface is also painfully difficult to use 🤣🤣🤣
Recently noticed some adjustments on the web version, but the ease of use is still lacking just a tiny bit
Depositing from a Hong Kong card to IB
Basically, I recommend using fps or linking edda
Both are real-time arrivals with zero fees
Edda is a bit more complicated; many people encounter issues because IB and Hong Kong card ID types differ
Have you used other deposit methods?
#ibkr #InteractiveBrokers #HongKongCard
NVIDIA, has everyone started bottom-fishing $NVDA? It rose 5% pre-market
Shanghai's new road parking fee policy has stealthily increased prices, with overwhelming promotion of 15 minutes free. But when I looked closely, isn't this a price hike?
The sneaky part of this fee standard is that it's charged every 15 minutes, so parking for 16 minutes costs 8 yuan, one hour costs 16 yuan, and 8 hours costs 180 yuan. It's basically daylight robbery.
I encountered this too, and I suggest not filling it out for now.
Having an ITIN does not mean you are a U.S. tax resident.
The difference between W-8 and W-9 is:
1. U.S. citizens or U.S. tax residents fill out W-9.
2. Non-U.S. tax residents fill out W-8BEN.
3. After filling out W-8, since we are Chinese tax residents, there is a 30% tax benefit; if you fill out W-9, there is no such benefit.
I am preparing to contact X Money customer service to explain that I am an NRA and ask if I can switch to using W-8.
CoreWeave announced its Q3 2026 financial report:
1. Revenue of $3.661 billion, a year-over-year increase of 168%, quarter-over-quarter growth of 42%, exceeding market expectations.
2. Order backlog reached $132.5 billion, up 138% year-over-year.
3. Adjusted EBITDA reached $2.256 billion, with a profit margin as high as 62%.
4. Full-year revenue guidance raised to $13.0 billion–$13.3 billion.
Issue: This company is really burning through cash.
Q3 capital expenditure was $14.5 billion, nearly 4 times the quarterly revenue… Q3 net loss was $709 million.
Moreover, CoreWeave expects full-year 2026 capital expenditure to reach $37.0 billion–$39.0 billion, which is 3 times the full-year revenue. The risks remain significant.
Claude's strictest usage restrictions have appeared, it's outrageous
1. It depends on where you are: As long as you are in mainland China or other unsupported regions, no matter your nationality, even if you are American, you cannot use Claude.
2. It depends on where your company is located: Even if you are in the US, if you represent a company registered in mainland China using Claude, it is also not allowed.
3. It depends on who the owner behind your company is: Even if the company is registered in the US, as long as the actual controlling party behind it is from mainland China or other unsupported regions, using Claude is prohibited.
It not only depends on where you are, but also who you work for and who controls the company behind the scenes.
